AudioX vs Moneko (2026)

AudioX

https://audiox.app/

Transform Anything to Professional Audio with AI --- Site Content --- Open main menu AudioX Audio AI Video to Audio Hot Image to Audio Text to Music Voice Cloning Sound Effects Vocal Remover New Audio Enhancer New Voice Design New AI Models MMaudio Hot SFX Suno New ThinkSound Kling Audio ElevenLabs New Video AI Image to Video Hot Text to Video Face Swap Video Audio to Video AI Avatar New AI Models LTX 2 New Sora 2 Wan 2.6 Wan 2.5 Veo 3.1 Hot Veo 3.1 Pro Hot Image AI Text to Image Image to Image Banana Prompt New AI Models Qwen Image Edit New Nano Banana Pro Hot Nano Banana Z-Image GPT Image 1.5 FREE TOOLS Video Compressor Image Compressor Audio Compressor Speech Jammer Video to Audio Converter Remove Audio from Video Add Audio to Video Reverse Audio Pricing Login Try Beta V2.0 AudioX Now Live AI Audio Generator. Audio-first at the core, now expanded to AI image and AI video. Create sound, visuals, and motion in one studio. Video to Audio Create Video New Create Image New NETFLIX SPOTIFY PIXAR ADOBE EPIC GAMES SONY BBC UNITY UBISOFT NETFLIX SPOTIFY PIXAR ADOBE EPIC GAMES SONY BBC UNITY UBISOFT NETFLIX SPOTIFY PIXAR ADOBE EPIC GAMES SONY BBC UNITY UBISOFT Everything you need to go viral. Replace your entire creative stack with one intelligent platform. Video Lab Generative Video Production Turn text or static images into fluid, high-definition video content. Perfect for social media, ads, and storytelling. Digital Avatars Photorealistic talking heads. Visual Canvas High-fidelity image generation & upscaling. AI Audio Engine Text-to-Music, Voice Cloning & SFX. AI Tools Voice Cloning Audio Compressor Video Compressor Inpainting Unleash Your Imagination Explore thousands of assets generated by the AudioX community. From cinematic scores to hyper-realistic avatars. V2A Video Image What Creators Say About AudioX Real Reviews from AudioX Users See how creators are using AudioX AI to enhance their audio quality Frequently Asked Questions Everything You Need to Know About AudioX Learn how AudioX transforms your creative vision into professional videos, audio, images, and digital avatars with AI technology What is AudioX? AudioX is an AI-powered platform that transforms text, images, and videos into professional content. Create generative videos, AI music, high-fidelity images, and photorealistic digital avatars—all with an intuitive interface that requires no technical expertise. Is AudioX free to use? Yes! AudioX offers a free tier with basic features and no registration required. Premium plans unlock advanced features like batch processing, higher resolution outputs, and priority processing. Is content generated in AudioX available for commercial use? Yes. Premium subscribers have full commercial rights to all generated content. Free users can use their creations for personal and non-commercial projects. All content is uniquely created by our AI for you. How does AudioX protect my privacy? All uploads are encrypted with HTTPS. Files and generated content are automatically deleted within 24 hours. We never share, sell, or use your data for training without consent. Your work remains yours. What types of content can I create with AudioX? Create four types of content: Generative Videos from text or images, AI Audio (music, voice cloning, sound effects), Visual Canvas (image generation and upscaling), and Digital Avatars (photorealistic talking heads). How long does it take to generate content with AudioX? Generation times vary by type: audio (30-60 seconds), images (15-30 seconds), videos (2-5 minutes), and avatars (1-3 minutes). Premium users get faster processing with priority queue access. Still have questions? Contact our support team Ready? Join 10,000+ creators using AudioX to create stunning audio Get Started Now AudioX Building the engine for imagination. AI Tools Video to Audio Text to Audio Text To Video Image To Video Nano Banana Text to Image Image to Image Lip Sync AI Avatar Video Dubbing Image to Music Voice Generator Audio to Video Lyria 2 AI Avatar Text to Audio MMAudio Video to Music AI Voice Changer Music to Video Talking Head Live Portrait Free Tools Sound Effects VibeVoice Thinksound Banana Prompt Speech Jammer Video Compressor Image Compressor Audio Compressor Video to Audio Converter Remove Audio from Video Add Audio to Video Reverse Audio Video to MP3 Converter Chatterbox TTS Kokoro TTS AI Models LTX 2 Video Any GPT-Image 1.5 Wan 2.6 Wan 2.5 Nano Banana Nano Banana Pro Z-Image Turbo AI Baby Generator AI Twerk Generator Faceless Video Grok Imagine Earth Zoom Out AI Hailuo 02 Seedance 1.0 Midjourney Video Kling 2.1 Wan 2.1 Veo 3 Legal Privacy Terms Blog Contact © 2026 AudioX Inc. English Seedance 2.0 Seedance 2.0 Deepseek Video Kling 3.0 Image To Video Qwen Image Edit Grok Imagine Video Uncensored AI Video Generator Uncensored Image To Video AI Easy Gen Nano Prompt goodaitools fast wan AI Tool Center toolsfine TO Al Tools Directory gebidh aiheron seekais lookaitools aishenqi navifyai aihustle allinai.tools allinai.tools navs.site seewhatnewai

Moneko

https://moneko.io

Moneko is an AI-powered investing assistant that helps beginner investors go from 0 to 1 by building their first portfolio through guided conversations, personalized lessons, and a real-time simulator. We offer a free plan, and charge customers at checkout for premium features like advanced insights and customizable dashboards. --- Site Content --- Moneko Features How it Works Changelog Resources Pricing Download Toggle menu Log in Join Early Access Now with WhatsApp Integration Stop fighting with spreadsheets. Just chat. Moneko is the AI financial assistant that makes staying on top of money feel lightweight. Snap receipts, send voice notes, and manage "Pockets" without the manual work. Download on the App Store GET IT ON Google Play +6k Join 6,000+ early users M Moneko business account Coffee 4.50 9:41 AM Saved 💸 Category: ☕️ Eating Out Amount: $4.50 You've spent $15.00 on coffee this week. 9:41 AM How much left for Groceries? 10:23 AM You have $124.50 left in 🛒 Groceries pocket (75% remaining). 10:23 AM + Message... 🎙️ Everything you need to master your money Moneko combines powerful financial tools with the simplicity of a chat app. WhatsApp Assistant Update expenses via text, voice, image, PDF, or Excel. No app needed. Chat on WhatsApp Food $ 320 Travel $ 150 Fun $ 40 Bills $ 380 Health $ 20 Pockets System Envelope budgeting designed for modern life. Give every dollar a job. Learn about pockets Rent Split Joint Savings Shared Bills Joint Expenses Household Mode Manage joint finances without the headache. Switch between personal and shared views. Explore households Can I buy a $ 2,000 laptop before Jan 2, 2026? AI Insights Ask "Can I buy X by Y date?" and get instant, data-backed answers. Ask Moneko 4.8 /5 rating 4.8 /5 App Store rating Loading community stats... See what our users are saying about Moneko Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Download Moneko and join thousands of happy users Capture Anything. Instantly. Moneko lives where you chat. No clunky forms to fill out. Just send a message, voice note, or photo on WhatsApp, and our AI handles the rest. Text It Just type 'Lunch $15'. We categorize it automatically. Say It On the go? Send a voice note. We transcribe and log it. Snap It Take a photo of a receipt. We extract every detail. M Moneko AI online Today Lunch with client $45.50 10:30 AM Expense Logged Amount: $45.50 Category: Dining Out Type: Business Logged "Lunch with client". Enjoy your meal! 🍔 10:30 AM + Message Simplicity in Motion. Moneko replaces spreadsheets with a conversation. Here's how you get control of your money in 4 steps. Step 0 1 Choose Your Mode Start solo, sync with a partner in Couple Mode, or manage shared bills in Household Mode. Solo Couple Family Step 0 2 Fill Your Pockets Give every dollar a job. Allocate income to Rent, Fun, and Savings before you spend. 🏠 ✈️ 🎮 Step 0 3 Chat to Track No manual entry. Just text 'Lunch $12' or send a voice note to Moneko on WhatsApp. Groceries $65.20 at Whole Foods 🍎 Logged to Groceries Budget remaining: $134.80 Step 0 4 Get Answers Don't guess. Ask 'Can I afford a trip to Japan?' and get an answer based on your real data. AI Moneko Insights 🤖 Based on your savings rate, you can afford Japan in 4 months. Savings Rate +12% 📈 Your Data, Your Rules Complete Control. Zero Lock-in. We believe your financial data is yours alone. We don't sell it, and we make it easy for you to take it with you or destroy it completely. Export to Excel Download your full transaction history as .xlsx or .csv files instantly. Keep your own backups or run custom analysis in your favorite tools. One-Click Wipe If you decide to leave, you can delete your account and all associated data instantly. We keep no backups. When you say go, it's gone for good. Backlink readiness Make it effortless to reference Moneko. High-quality backlinks come from trust, relevance, and accurate anchor text. Share our research, cite our tools, and let audiences know why Moneko is an authoritative AI budgeting platform. Financial media & educators Reference our AI-led budgeting research, WhatsApp budgeting assistant , and financial calculator hub in upcoming articles, newsletters, or lesson plans. Embed screenshots from our AI budgeting timeline or saved scenarios in the Insights tab. Link directly to calculators so readers can test numbers alongside your narrative. Pair Moneko’s quick-add capture examples with your own commentary for topical depth. Request media kit ↗ Financial coaches & partners Add Moneko as a recommended tool within resource hubs to show how Household budgeting mode keeps Personal vs Household dashboards in sync. Feature case studies that highlight our shared pocket workflows and automated nudges. Use anchor text such as “AI budgeting assistant” or “shared household finance app” linked to our feature pages. Share the WhatsApp flow when announcing collaborations so audiences see real conversational budgeting. Partner with us ↗ Community shout-outs Mention Moneko in fintech roundups, startup lists, or forums when discussing AI insights & scenario planning or WhatsApp-native budgeting. Summarize our latest feature drops (pockets, widgets, WhatsApp) inside Discord or Slack communities. Contribute quotes from our team about conversational “what if” planning to expert opinion pieces. Use descriptive anchor text that mirrors the surrounding topic, e.g., “AI receipt capture” or “chat-based budget view”. Join Discord community ↗ Anchor text tips Keep links relevant and descriptive. Use anchor phrases such as “AI budgeting assistant”, “WhatsApp expense tracker”, or “shared household finance tool” when referencing specific Moneko features. Avoid generic “click here” language to reinforce topical relevance. Freshness matters Highlight new launches or data drops. Publish quarterly updates, share screenshots of live pockets, or quote our AI spending insights to signal recency. We announce major releases inside our Discord and partner newsletter first. Quality outbound links Cite authoritative sources alongside us. Pair your Moneko mention with trusted industry references to boost credibility. We curated a few below—feel free to mix in regional regulators or accredited institutions relevant to your audience. Reference library Authoritative backlink resources When covering Moneko, reinforce your narrative with research from reputable organizations. These links open in a new tab so you can quickly cite guidelines while drafting your content. OECD Digital Financial Consumer Protection Global guidance on safeguarding consumers using AI and digital finance tools. Visit resource ↗ World Bank Household Consumption Data Authoritative dataset on household spending patterns across countries. Visit resource ↗ CFPB Budgeting Resources Trusted U.S. government financial education references. Visit resource ↗ Why choose Moneko? See how we stack up against the rest. YNAB Monarch Money Copilot Money Quicken Simplifi Feature M Moneko YNAB Capture without bank sync AI quick-add via text, photo, voice notes, files, or WhatsApp review YNAB Manual entry, direct import, or file import when banks don’t sync WhatsApp budgeting assistant YNAB Personal vs household views One-tap Personal / Household modes with shared widgets & notifications YNAB Share a single budget via YNAB Together (manual coordination) Chat-based "What if?" planning Ask natural-language scenarios in app or WhatsApp and store answers YNAB Loan calculator + manual targets (no conversational planner) Frequently Asked Questions Common Questions Everything you need to know about getting started with Moneko What is Moneko? How does budgeting with Moneko work? Is Moneko free? What tools are available for budgeting? How is my data protected? Is this financial advice? How do I get started? Can I update my budget from WhatsApp? Does Moneko support household or joint budgets? How does AI capture work for receipts and voice notes? Can I track spending without linking bank accounts? What insights or planning tools do I get? Does Moneko support direct import of .xlsx, .csv, or PDF files? Ready to take control? Join thousands of users who are building a healthier relationship with money. Download Moneko today. Download on the App Store GET IT ON Google Play Free to start. No credit card required. Moneko Moneko - Your trusted AI personal finance coach for smart budgeting, goal tracking, investing education, and building lasting wealth. Quick Links AI Financial Education Financial Planning Courses Budgeting & Investment Calculators AI Finance Coach Chat Meet the Team Legal Privacy Policy Terms of Service Cookie Policy Connect Facebook Instagram X Contact Us © 2025 Moneko. All rights reserved.