Cashflow Memo vs Copi (2026)

Cashflow Memo

https://www.moniesbot.com/

connect all your credit cards and banks in one place and get a stupid simple monthly email showing you what you made, spent, the difference, and bank balances. --- Site Content --- pf 4000 Features Pricing Developers FAQs Sign In Get Started Now syncing with 12,000+ institutions Your monthly finance check-in, in minutes. All your accounts synced in one place. Set balance minimums, track cashflow, spot trends — then get on with your life. Get Started See pricing → Balances Know instantly if your accounts are healthy Set a minimum for each account. Green means you're good, red means it needs attention. You're over your total minimum balance by $4,900 . Account Jan Feb Mar Apr May Main Account Min: $7,000 $8,400 $7,200 $9,100 $6,800 $8,900 Emergency Fund Min: $21,000 $22,500 $21,800 $23,400 $22,100 $24,000 Taxes Account No minimum $3,200 $4,800 $3,600 $5,100 $4,400 2026 2025 2024 Cashflow See where your money goes each month Track income vs. spending across the household. Spot trends before they become problems. On average you're netting $1,560 per month. Main Business 1 Business 2 Jan Feb Mar Apr May Income $8,200 $8,200 $8,500 $8,200 $9,400 Expenses $6,800 $7,100 $6,400 $7,500 $6,900 Net + $1,400 + $1,100 + $2,100 + $700 + $2,500 2026 2025 2024 Simple Pricing Choose the plan that works best for you Starter Perfect for personal finance tracking $8 /month ✓ Connect up to 5 accounts ✓ Monthly email reports ✓ Bank balance tracking ✓ Transaction analysis ✓ CSV exports Get Started Most Popular Pro For serious wealth builders $19 /month ✓ Unlimited account connections ✓ Daily email reports ✓ Advanced analytics & forecasting ✓ Custom account tags ✓ Manual transaction entry ✓ Priority support Get Started FAQ Common questions Is my bank data safe? + We use Plaid to connect your accounts — we never see or store your bank credentials. All data is encrypted in transit and at rest. How much does it cost? + pf4000 starts at $8/month for up to 5 accounts, or $19/month for unlimited accounts and full features. No contracts — cancel anytime. How often do balances update? + Balances sync automatically once a day. You can also trigger a manual refresh anytime from the dashboard. Can I track joint or shared accounts? + Yes — you can connect accounts from multiple institutions and label them however you like. Great for couples or households. What if I want to cancel? + You can cancel anytime from your settings. No contracts, no cancellation fees. Your data is deleted within 30 days. Do you support investment or retirement accounts? + Yes — you can connect brokerage accounts, 401(k)s, IRAs, and other investment accounts. Balances update daily just like bank accounts. Is there a mobile app? + pf4000 is a responsive web app that works great on any device. No app to download or keep updated — just open your browser and go. Can I export my data? + Absolutely. You can export your full history as a CSV anytime from your account settings. Your data is yours. What banks and institutions do you support? + We support over 12,000 financial institutions across the US, Canada, and Europe through our Plaid integration — including all major banks and credit unions. Stop wrangling your accounts. Set up your monthly finance check-in in minutes. No credit card required. Get Started See Pricing pf 4000 Your monthly finance check-in, in minutes. Product Features Pricing FAQs Account Sign In Get Started © 2026 pf4000. All rights reserved. Privacy Terms

Copi

https://www.usecopi.com

Copi helps users to share content securely, track customer engagement and leverage on AI Insights for next steps. --- Site Content ---