Brainote vs Moneko (2026)

Brainote

https://apps.apple.com/app/id6749944089

Transform any content into personalized learning materials in seconds with AI. --- Site Content --- for iPhone iPhone iPad Mac Vision Watch TV Today Games Apps Arcade Platform iPhone iPad Mac Vision Watch TV Brainote AI: note,mindmap,memo Quiz,Podcast, Flashcards,Memo Free · In‑App Purchases · Designed for iPad Share 14 Ratings 4.9 Ages 4+ Years Category Education Developer TIMOTHEE JEAN LEGER ESPERANDIEU Language EN + 19 More Size 21.4 MB iPhone, iPad Transform Any Content Into Smart Learning Tools with AI Brainote.ai is the ultimate AI-powered study companion that revolutionizes how you learn. Whether you're a student, professional, or lifelong learner, turn any content into personalized learning materials in seconds. IMPORT FROM ANYWHERE Upload PDF documents and research papers Import audio files and lectures Add YouTube videos and educational content Process any content instantly AI-POWERED LEARNING TOOLS Our advanced AI analyzes your content and creates: Smart Summaries - Get clear, structured overviews that capture key points and main ideas from hours of content in minutes. Interactive Quizzes - Test your knowledge with automatically generated questions tailored to your material. Perfect for exam prep and knowledge retention. Digital Flashcards - Create memorization cards instantly. Ideal for vocabulary, definitions, formulas, and key concepts. Mind Maps - Visual knowledge organization that helps you understand connections and relationships between concepts. AI Podcasts - Transform written summaries into engaging audio content. Learn while commuting, exercising, or multitasking. MULTILINGUAL SUPPORT (20+ Languages) Study in your preferred language with support for major European and Asian languages including English, French, Spanish, German, Italian, Portuguese, Dutch, Chinese, Japanese, Korean, and more. Translation feature lets you convert any content between supported languages, breaking down language barriers in education. KEY BENEFITS Save hours of study time with instant AI processing Improve retention with multiple learning formats Personalized learning experience adapted to your pace Perfect for visual, auditory, and kinesthetic learners Access your materials anywhere, anytime PERFECT FOR Students preparing for exams and assignments Professionals learning new skills Researchers analyzing complex documents Language learners exploring multilingual content Anyone looking to optimize learning efficiency PRIVACY & SECURITY Your documents and learning materials are processed securely. We prioritize your privacy and data protection. START YOUR AI LEARNING JOURNEY Ready to revolutionize your study habits? Download Brainote.ai now and discover how AI can transform any content into powerful learning tools! Boost productivity. Accelerate learning. Master any subject with AI-powered tools. Terms of Service : https://docs.google.com/document/d/1y3WdORuU3MeXbtWw__i2j7j3V0iJojsb6GmduRJCwv8/edit?usp=sharing Privacy Policy : https://docs.google.com/document/d/13RW0wpfN0gwghlKv0z4Ybd3VZjgffOB1aKcR6NRvlhc/edit?usp=sharing more Ratings & Reviews 4.9 out of 5 14 Ratings What’s New Version History fix note generation bugs 1.0.2 09/18/2025 1.0 09/08/2025 fix note generation bugs more Version 1.0.2 09/18/2025 App Privacy App Privacy The developer, TIMOTHEE JEAN LEGER ESPERANDIEU , indicated that the app’s privacy practices may include handling of data as described below. This information has not been verified by Apple. For more information, see the developer’s privacy policy . To help you better understand the developer’s responses, see Privacy Definitions and Examples . Privacy practices may vary, for example, based on the features you use or your age. Learn More Data Used to Track You The following data may be used to track you across apps and websites owned by other companies: Usage Data Diagnostics Data Linked to You The following data, which may be collected and linked to your identity, may be used for the following purposes: Analytics Diagnostics Crash Data Performance Data Other Diagnostic Data App Functionality Diagnostics Crash Data Performance Data Other Diagnostic Data Data Not Linked to You The following data, which may be collected but is not linked to your identity, may be used for the following purposes: Analytics Contact Info Email Address Usage Data Product Interaction App Functionality Contact Info Email Address User Content Photos or Videos Audio Data The developer, TIMOTHEE JEAN LEGER ESPERANDIEU , indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy . Data Used to Track You The following data may be used to track you across apps and websites owned by other companies: Usage Data Diagnostics Data Linked to You The following data may be collected and linked to your identity: Diagnostics Data Not Linked to You The following data may be collected but it is not linked to your identity: Contact Info User Content Usage Data Privacy practices may vary, for example, based on the features you use or your age. Learn More Accessibility The developer has not yet indicated which accessibility features this app supports. Learn More Information Seller TIMOTHEE JEAN LEGER ESPERANDIEU Size 21.4 MB Category Education Compatibility Requires iOS 18.5 or later. iPhone Requires iOS 18.5 or later. iPad Requires iPadOS 18.5 or later. Mac Requires macOS 15.5 or later and a Mac with Apple M1 chip or later. Apple Vision Requires visionOS 2.5 or later. Languages English and 19 more English, Arabic, Dutch, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Thai, Turkish, Vietnamese Age Rating 4+ 4+ Learn More In-App Purchases Yes Weekly $9.99 Lifetime $44.99 Yearly $69.99 Learn More Copyright © The Anemone Lab Privacy Policy More by TIMOTHEE JEAN LEGER ESPERANDIEU Lingozard - Learn a Language Learn vocabulary and sentences View RuGrammar Russian: Cases & Motion Verbs View You Might Also Like ScrollToStudy: Study Smarter AI Flashcards, Quizzes & Notes View StudyTok AI: Note,Feynman,Memo Note and memo everything View Keepmind: AI Flashcards Master any topic faster View Studley AI: Notes & Flashcards AI notes, flashcards, quizzes View StudyPet: Cute Study Companion Make your Academic Comeback View Yolk AI: Einstein AI Method Feynman AI Notes Study Helper View Summarizer: Brainnotes aı note taker summarize app View Blurtr: Study & Blurt Remember everything you study View Studley - note taking ai lecture notes ai audio to text View Halomind - Explain Everything Make AI course, videos & notes View United States Español (México) العربية Русский 简体中文 Français (France) 한국어 Português (Brazil) Tiếng Việt 繁體中文 (台灣) Select a country or region Africa, Middle East, and India See All Algeria Angola Armenia Azerbaijan Bahrain Benin Botswana Brunei Darussalam Burkina Faso Cameroun Cape Verde Chad Côte d’Ivoire Congo, The Democratic Republic Of The Egypt Eswatini Gabon Gambia Ghana Guinea-Bissau India Iraq Israel Jordan Kenya Kuwait Lebanon Liberia Libya Madagascar Malawi Mali Mauritania Mauritius Morocco Mozambique Namibia Niger (English) Nigeria Oman Qatar Congo, Republic of Rwanda São Tomé and Príncipe Saudi Arabia Senegal Seychelles Sierra Leone South Africa Sri Lanka Tajikistan Tanzania, United Republic Of Tunisia Turkmenistan United Arab Emirates Uganda Yemen Zambia Zimbabwe Asia Pacific See All Afghanistan Australia Bhutan Cambodia 中国大陆 Fiji 香港 Indonesia (English) 日本 Kazakhstan 대한민국 Kyrgyzstan Lao People's Democratic Republic 澳門 Malaysia (English) Maldives Micronesia, Federated States of Mongolia Myanmar Nauru Nepal New Zealand Pakistan Palau Papua New Guinea Philippines Singapore Solomon Islands 台灣 Thailand Tonga Turkmenistan Uzbekistan Vanuatu Vietnam Europe See All Albania Armenia Österreich Belarus Belgium Bosnia and Herzegovina Bulgaria Croatia Cyprus Czechia Denmark Estonia Finland France (Français) Georgia Deutschland Greece Hungary Iceland Ireland Italia Kosovo Latvia Lithuania Luxembourg (English) Malta Moldova, Republic Of Montenegro Nederland North Macedonia Norway Poland Portugal (Português) Romania Россия Serbia Slovakia Slovenia España Sverige Schweiz Türkiye (English) Ukraine United Kingdom Latin America and the Caribbean See All Anguilla Antigua and Barbuda Argentina (Español) Bahamas Barbados Belize Bermuda Bolivia (Español) Brasil Virgin Islands, British Cayman Islands Chile (Español) Colombia (Español) Costa Rica (Español) Dominica República Dominicana Ecuador (Español) El Salvador (Español) Grenada Guatemala (Español) Guyana Honduras (Español) Jamaica México Montserrat Nicaragua (Español) Panamá Paraguay (Español) Perú St. Kitts and Nevis Saint Lucia St. Vincent and The Grenadines Suriname Trinidad and Tobago Turks and Caicos Uruguay (English) Venezuela (Español) The United States and Canada See All Canada (English) Canada (Français) United States Estados Unidos (Español México) الولايات المتحدة США 美国 (简体中文) États-Unis (Français France) 미국 Estados Unidos (Português Brasil) Hoa Kỳ 美國 (繁體中文台灣) Copyright © 2026 Apple Inc. All rights reserved. Internet Service Terms App Store & Privacy Cookie Warning Support

Moneko

https://moneko.io

Moneko is an AI-powered investing assistant that helps beginner investors go from 0 to 1 by building their first portfolio through guided conversations, personalized lessons, and a real-time simulator. We offer a free plan, and charge customers at checkout for premium features like advanced insights and customizable dashboards. --- Site Content --- Moneko Features How it Works Changelog Resources Pricing Download Toggle menu Log in Join Early Access Now with WhatsApp Integration Stop fighting with spreadsheets. Just chat. Moneko is the AI financial assistant that makes staying on top of money feel lightweight. Snap receipts, send voice notes, and manage "Pockets" without the manual work. Download on the App Store GET IT ON Google Play +6k Join 6,000+ early users M Moneko business account Coffee 4.50 9:41 AM Saved 💸 Category: ☕️ Eating Out Amount: $4.50 You've spent $15.00 on coffee this week. 9:41 AM How much left for Groceries? 10:23 AM You have $124.50 left in 🛒 Groceries pocket (75% remaining). 10:23 AM + Message... 🎙️ Everything you need to master your money Moneko combines powerful financial tools with the simplicity of a chat app. WhatsApp Assistant Update expenses via text, voice, image, PDF, or Excel. No app needed. Chat on WhatsApp Food $ 320 Travel $ 150 Fun $ 40 Bills $ 380 Health $ 20 Pockets System Envelope budgeting designed for modern life. Give every dollar a job. Learn about pockets Rent Split Joint Savings Shared Bills Joint Expenses Household Mode Manage joint finances without the headache. Switch between personal and shared views. Explore households Can I buy a $ 2,000 laptop before Jan 2, 2026? AI Insights Ask "Can I buy X by Y date?" and get instant, data-backed answers. Ask Moneko 4.8 /5 rating 4.8 /5 App Store rating Loading community stats... See what our users are saying about Moneko Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Sameulchee ★★★★★ Strong AI analysis The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended! MYS 2/8/2026 Sarah SNi ★★★★★ Simple and easy to use Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends. MYS 2/4/2026 Dato Wafiy Aziz ★★★★★ Beta User to Live Access!! I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!! MYS 2/4/2026 MilMayr ★★★★★ Really good budgeting app! I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!! MYS 2/4/2026 AcE ★★★★★ Web Android iOS app with WhatsApp integration !!!! This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it. MYS 2/2/2026 Usnsbsb ★★★★★ Smart AI and integration The processing speed of AI is incredibly fast and it was able to capture all the details, nice work MYS 2/2/2026 utsavdotpro ★★★★★ Quite impressive already, looking forward to enrichments It's impressive how much is already packed into this first version. The UI is really well-done and makes the app easy to navigate. Being able to pull a list of transactions from one screenshot is a handy feature, and I like that I can set up different spaces with so many category options. The graphs are also a nice way to see a quick overview of my spending. It's a strong foundation and I'm interested to see how it develops. USA 1/31/2026 Ankitkumar Singh ★★★★★ Very useful app Very useful app. Design is minimalist just I like. IND 2/9/2026 Chris Mayberry ★★★★★ Great app with AI features Great app to have AI write down all of your expenses. My one complaint is there are free trials and lifetime subscription but no free option. Also the developer is really enthusiastic to bring new features and improvements to the app. USA 2/6/2026 ram prasad ★★★★★ Perfect WhatsApp integration it is really the app i was looking for. instead of choosing a category and etc.. i can just type a message and its AI automatically does everything. can also share a voice & image. Surprising feature was the whatsapp integration. It reqlly is a awesome featute, dear developers pls polish this feature without any bugs and u will the lead app in this category. I am from india we use whatsapp as the primary communication app so this will be awesome. i am already a lifetime subscriber thank u IND 2/3/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Giotto ★★★★★ The best app to manage money The best app to manage money. By the help of AI, I can understand the availability of future planning. The important is I can easily insert the minor expense by voice or image instead of type in one by one, save my effort MYS 2/2/2026 conekt conekt ★★★★★ Perfect for shared expense tracking Moneko is the suitable app for shared expense tracking. Unlike traditional budgeting tools that require perfect inputs, Moneko embraces the messy reality of life. Log expenses through text, voice, photos, or chat messages, and the smart AI organizes everything automatically. Roommates, can add an expense once, and everyone stays in sync. No complicated forms are needed—simply type, speak, or snap a photo. Moneko categorizes spending, keeps totals MYS 1/30/2026 Dr. Rahul Mishra ★★★★★ Really cool auto-categorization The app is really nice. I am using it for my expenses. Really cool feature is that it automatically sorts them into appropriate categories when you type / use voice. Another feature is voice captu IND 1/30/2026 Datura mon amour ★★★★★ Magnifique app en français ! Corrigez les petits bugs d'affichage Cette application gère parfaitement les dépenses partagées pour couples ou colocataires, avec saisie simple par voix, texte, photo ou WhatsApp, IA qui catégorise auto et budgets sync multi-devises. C'est comme un conseiller financier IA : demandez si vous pouvez acheter un ordinateur avant une date précise, et il planifie tout. L'interface true black mauve est top sur iPhone, et elle est en français complet (ajustez la fiche App Store). Bugs à fixer : À police système maximale, textes illisibles/chevauchés. Affichage coupé police agrandie (autres captures). Nom utilisateur illisible ; utilisez prénom. Écriture invisible en nommant espace. 5 étoiles malgré tout. Excellente app, améliorez l'accessibilité svp ! FRA 2/7/2026 Duongdev ★★★★★ Tạm ổn Cũng khá hay, nhưng app còn 1 số case call api lỗi xong show nguyên cả json lỗi ra, cần cải thiện hơn VNM 2/7/2026 WardAlakhras ★★★★★ 1st app that helps me actually keep track consistently Thanks for this great app USA 2/4/2026 dqbao09 ★★★★★ Quản lý tài chính Ứng dụng rất tuyệt vờii, giúp quản lý chi tiêu và phân tích rõ ràng VNM 2/4/2026 Download Moneko and join thousands of happy users Capture Anything. Instantly. Moneko lives where you chat. No clunky forms to fill out. Just send a message, voice note, or photo on WhatsApp, and our AI handles the rest. Text It Just type 'Lunch $15'. We categorize it automatically. Say It On the go? Send a voice note. We transcribe and log it. Snap It Take a photo of a receipt. We extract every detail. M Moneko AI online Today Lunch with client $45.50 10:30 AM Expense Logged Amount: $45.50 Category: Dining Out Type: Business Logged "Lunch with client". Enjoy your meal! 🍔 10:30 AM + Message Simplicity in Motion. Moneko replaces spreadsheets with a conversation. Here's how you get control of your money in 4 steps. Step 0 1 Choose Your Mode Start solo, sync with a partner in Couple Mode, or manage shared bills in Household Mode. Solo Couple Family Step 0 2 Fill Your Pockets Give every dollar a job. Allocate income to Rent, Fun, and Savings before you spend. 🏠 ✈️ 🎮 Step 0 3 Chat to Track No manual entry. Just text 'Lunch $12' or send a voice note to Moneko on WhatsApp. Groceries $65.20 at Whole Foods 🍎 Logged to Groceries Budget remaining: $134.80 Step 0 4 Get Answers Don't guess. Ask 'Can I afford a trip to Japan?' and get an answer based on your real data. AI Moneko Insights 🤖 Based on your savings rate, you can afford Japan in 4 months. Savings Rate +12% 📈 Your Data, Your Rules Complete Control. Zero Lock-in. We believe your financial data is yours alone. We don't sell it, and we make it easy for you to take it with you or destroy it completely. Export to Excel Download your full transaction history as .xlsx or .csv files instantly. Keep your own backups or run custom analysis in your favorite tools. One-Click Wipe If you decide to leave, you can delete your account and all associated data instantly. We keep no backups. When you say go, it's gone for good. Backlink readiness Make it effortless to reference Moneko. High-quality backlinks come from trust, relevance, and accurate anchor text. Share our research, cite our tools, and let audiences know why Moneko is an authoritative AI budgeting platform. Financial media & educators Reference our AI-led budgeting research, WhatsApp budgeting assistant , and financial calculator hub in upcoming articles, newsletters, or lesson plans. Embed screenshots from our AI budgeting timeline or saved scenarios in the Insights tab. Link directly to calculators so readers can test numbers alongside your narrative. Pair Moneko’s quick-add capture examples with your own commentary for topical depth. Request media kit ↗ Financial coaches & partners Add Moneko as a recommended tool within resource hubs to show how Household budgeting mode keeps Personal vs Household dashboards in sync. Feature case studies that highlight our shared pocket workflows and automated nudges. Use anchor text such as “AI budgeting assistant” or “shared household finance app” linked to our feature pages. Share the WhatsApp flow when announcing collaborations so audiences see real conversational budgeting. Partner with us ↗ Community shout-outs Mention Moneko in fintech roundups, startup lists, or forums when discussing AI insights & scenario planning or WhatsApp-native budgeting. Summarize our latest feature drops (pockets, widgets, WhatsApp) inside Discord or Slack communities. Contribute quotes from our team about conversational “what if” planning to expert opinion pieces. Use descriptive anchor text that mirrors the surrounding topic, e.g., “AI receipt capture” or “chat-based budget view”. Join Discord community ↗ Anchor text tips Keep links relevant and descriptive. Use anchor phrases such as “AI budgeting assistant”, “WhatsApp expense tracker”, or “shared household finance tool” when referencing specific Moneko features. Avoid generic “click here” language to reinforce topical relevance. Freshness matters Highlight new launches or data drops. Publish quarterly updates, share screenshots of live pockets, or quote our AI spending insights to signal recency. We announce major releases inside our Discord and partner newsletter first. Quality outbound links Cite authoritative sources alongside us. Pair your Moneko mention with trusted industry references to boost credibility. We curated a few below—feel free to mix in regional regulators or accredited institutions relevant to your audience. Reference library Authoritative backlink resources When covering Moneko, reinforce your narrative with research from reputable organizations. These links open in a new tab so you can quickly cite guidelines while drafting your content. OECD Digital Financial Consumer Protection Global guidance on safeguarding consumers using AI and digital finance tools. Visit resource ↗ World Bank Household Consumption Data Authoritative dataset on household spending patterns across countries. Visit resource ↗ CFPB Budgeting Resources Trusted U.S. government financial education references. Visit resource ↗ Why choose Moneko? See how we stack up against the rest. YNAB Monarch Money Copilot Money Quicken Simplifi Feature M Moneko YNAB Capture without bank sync AI quick-add via text, photo, voice notes, files, or WhatsApp review YNAB Manual entry, direct import, or file import when banks don’t sync WhatsApp budgeting assistant YNAB Personal vs household views One-tap Personal / Household modes with shared widgets & notifications YNAB Share a single budget via YNAB Together (manual coordination) Chat-based "What if?" planning Ask natural-language scenarios in app or WhatsApp and store answers YNAB Loan calculator + manual targets (no conversational planner) Frequently Asked Questions Common Questions Everything you need to know about getting started with Moneko What is Moneko? How does budgeting with Moneko work? Is Moneko free? What tools are available for budgeting? How is my data protected? Is this financial advice? How do I get started? Can I update my budget from WhatsApp? Does Moneko support household or joint budgets? How does AI capture work for receipts and voice notes? Can I track spending without linking bank accounts? What insights or planning tools do I get? Does Moneko support direct import of .xlsx, .csv, or PDF files? Ready to take control? Join thousands of users who are building a healthier relationship with money. Download Moneko today. Download on the App Store GET IT ON Google Play Free to start. No credit card required. Moneko Moneko - Your trusted AI personal finance coach for smart budgeting, goal tracking, investing education, and building lasting wealth. Quick Links AI Financial Education Financial Planning Courses Budgeting & Investment Calculators AI Finance Coach Chat Meet the Team Legal Privacy Policy Terms of Service Cookie Policy Connect Facebook Instagram X Contact Us © 2025 Moneko. All rights reserved.